Motor Car Insurance
and car security Motor Car Insurance information online
What should I do if my
car is stolen?
Tell the police immediately and then tell your insurer.
Be prepared to wait a while in case your car
is recovered. A great many cars taken without the owner's
consent are soon found abandoned and can be returned to the
If property is stolen from your car tell the
police immediately and then tell your insurer.
Most comprehensive policies protect you against
loss of or damage to personal belongings which are in your
car. Policies set a limit on the value of such property claims.
Check your own policy for details.
How to Beat the Car Thief
The financial loss of a stolen car is bad enough and although
insurance will compensate for this, nothing can help with the
shock and inconvenience.Walk around any car park. You'll see
cars with windows open, ignition keys in the lock, sunroofs
open, valuable property and clothing on display on the rear
Be sensible. Follow the checklist below every time you leave
Take Care of Your Property
Remember - if you are careless when leaving your car then your
claim for theft may not be paid at all. Your insurance policy
requires you to take care of your property at all times.
Have all the windows etched with the registration number of
your car. This deters car thieves.
Many insurers allow a special premium discount if your car has
a professionally-fitted alarm/immobiliser system. The Motor
Insurance Repair Research Centre (Thatcham) checks vehicle security
devices to see how they perform, as do other bodies. Ask your
insurer what systems they approve or require. They may also
require the system to be fitted by a member of the Vehicle Systems
Installation Board. Your insurer can advise you about this.
Where to leave your car - At night, park in a well-lit place.
Thieves like working in shadows. In a ticket-exit car park,
take the ticket with you
Remove Car Ownership Information - Don't leave your certificate
of insurance and registration document in the car but carry
them with you
Hide Property – If you have to leave valuable property
in your car, leave it in a locked boot. In a hatchback the rear
shelf should be in position. In an estate car cover up property
with a sheet or blanket
Remove the Ignition Key - Don't leave the key in the ignition
- not even for just a few seconds - to go into your home or
a shop or while you are paying for petrolClose All Windows -
Don't forget the sunroof
Use an Anti-Theft Device - Thieves are opportunists. When they
see even a basic level of protection, thieves will often move
on to another car
Always Lock Doors and Boot - Even when the car is in your own
drive or garage, lock it and take the keys with you
Children and Animals - Never leave young children or animals
alone in a parked car. Young children who are old enough can
be persuaded by thieves to open the doors. With windows or sunroof
open you run the risk of theft. With windows closed there is
a grave danger of suffocation.
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